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Tokenization

In his latest "Making Sense" blog John Ginovsky includes some fascinating behavioral differences revealed when you put iPhone and Android users head to head.

Taking mobile seriously, but as what?

Most everyone now has a smart phone—what does this imply for bank strategy?
Fintechs pull ahead in personal loans

Fintechs pull ahead in personal loans

Overall volume growing among better credit borrowers
Synchrony Bank's Marvel affinity cards are just one part of a marketing tie-in program between the card issuer and the comics company.

Marveling over banking experiences

Captain America & company really save America—well, help America save
Omnichannel requires security—everywhere

Omnichannel requires security—everywhere

Get a lock on it—customer protection is omnichannel’s common denominator
Reporter's Notebook is where Banking Exchange staff rise above the ordinary fray to get a perspective on what's going on. This edition looks at how an analogy about quacking ducks evolved from a pro-deregulation statement to something much different.

Fintech, ducks, innovation, and “unintended consequences”

SF Fed president weighs risks, rewards, and invokes famous quote in new way. Marketplace lenders form trade group
Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Uncle Sam needs you to fight cybercriminals

Cybersecurity is up to all of us
Increasing ownership of smartphones and the desire for convenience are driving consumers toward mobile transactions. A new Federal Reserve study takes an exhaustive look at trends.

Mobile banking upwardly mobile

Consumer demand for mobile banking rises as smartphone ownership increases
It’s taps for your mobile apps

It’s taps for your mobile apps

3 key picks can make your bank’s mobile solution the one customers repeatedly tap for service
Obvious and mediocre won’t be found here—but “Why didn’t I think of that?” will! Challenging the banking status quo is Dan “The Wombat” Fisher’s personal mission.

Just push the button!

Is there a lesson for banks in Amazon’a Dash Button?
Do millennials need banks after all?

Do millennials need banks after all?

Maybe the secret is not expecting a déjà vu generation
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