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Being in the moment where the customer is will increasingly be the goal for retail bankers.

Tailoring the customer experience

Websites that fit themselves to clients on the fly and more will be norm
Challenger banks enter the ring with something new. But after enough victories, an interesting thing happens to them...

Challenger banks build on niches

Three players rely on specialties to make new brands fly
Millennialization of Everything: How To Win When Millennials Rule The World. By Jeremy K. Balkin. RMB Books, 108 pp.

Understanding the real millennials

Book Review: Millennialization Of Everything
Baby boomers can ill afford to encumber retirement assets, but an unfortunate portion are. A recent study explores the cause of this and other financial challenges to non-prime Boomers.

Unexpected expenses hit non-prime Boomers hard

Borrowing against retirement plans postpones future
Millennials have stepped up use of personal loans, paying over time, as they make less use of credit card accounts.

Are you missing consumer credit opportunities?

Millennials borrow differently from past generations, says study
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

Travel offers could have hard landing

Premium credit cards face test of loyalty, profitability
Obvious and mediocre won’t be found here—but “Why didn’t I think of that?” will! Challenging the banking status quo is Dan Fisher’s personal mission.

You can’t disappear anymore

From smart phones to interstate highways, you are being watched
"PFE"—Personal Financial Experiences—will build on the lessons learned from PFM's disappointing results.

As “PFM” fades, “PFE” steps in

Less work and more “in the moment” advice essential, says study
Obvious and mediocre won’t be found here—but “Why didn’t I think of that?” will! Challenging the banking status quo is Dan Fisher’s personal mission.

Puhleeze stop thinking like it’s the 50s!

Checkbooks? Seriously? No one uses them anymore
How can people tap earnings they've already accrued when payday won't come for a week or more? New alternatives have been developed.

Solving “more month than money” puzzle

There’s a business in helping consumers leave late fees and payday loans behind
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