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Consumer-linked debt often yields higher than similarly rated corporate debt
Five associations say the overdraft fee cap is unnecessary due to recent bank efforts
Only slightly more than half of Americans have more emergency savings than credit card debt
With financial health stuck in neutral, customers consider open banking
Gen Z-ers are significantly more likely to commit financial infidelity than other age groups
The CFPB has proposed an interpretive rule to expand Electronic Fund Transfer Act protections to digital payment mechanisms
Nearly half of credit card debtors cite emergency expenses as primary cause
Credit loss forecasting is a crucial aspect of risk management for financial institutions
The final rule brings supervision to “Big Tech” and other widely used digital payment apps
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Webinar:

Optimizing Payment Rails:
Smarter Solutions for Efficient Money Movement

Thursday, February 27 at 2:00 ET

Financial institutions are under pressure to deliver faster, more cost-effective, and user-friendly payment solutions. Smart routing and multi-rail optimization have emerged as key strategies to streamline payment processes and enhance the customer experience.

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