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Jeff Gerrish

Jeff Gerrish

Jeff Gerrish is chairman of the board of Gerrish Smith Tuck Consultants, LLC, and a member of the Memphis-based law firm of Gerrish Smith Tuck, PC, Attorneys. He frequently contributes to Banking Exchange and frequently speaks at industry events.

In mid-2016 Gerrish's blog received a national bronze excellence award from the American Society of Business Publication Editors. This followed his receipt of the regional silver excellence award for the Northeastern Region from the same group.

Gerrish formerly served as regional counsel for the FDIC’s Memphis regional office and with the FDIC in Washington, D.C., where he had nationwide responsibility for litigation against directors of failed banks. Since the firm’s formation in 1988, Gerrish Smith Tuck has assisted over 2,000 community banks in all 50 states across the nation with matters such as strategic planning, mergers and acquisitions, common stock private placements, holding company formation and reorganization, and a wide variety of regulatory matters. Jeff Gerrish can be contacted at [email protected].

Using a bank holding company structure can help your community bank in several ways, and now more banks can utilize the "small bank holding company" variation.

Forming small BHCs just got better

New bank law makes longstanding advantages available to larger players
Family-owned banks come with all kinds of issues. Jeff Gerrish says acknowledging the realities of family ownership proves essential now and when control comes to the next generation.

5 family bank myths that must be shattered

 ...without leaving the next generation with a scrambled nest egg
The return of something more like "normal" for new-bank chartering has expert Jeff Gerrish tuned to a new rythym.

De novos: They’re playing my song

Community bank believer thinks more new charters are coming
Contingency liquidity plans work well right up until the point where the stop working, warns Jeff Gerrish. A "black swan"—an unforeseen event—may trigger a calamity.

Rolling snowballs, black swans, and bank liquidity

Community banks’ ALCO game’s flipping—don’t misstep
The chairman's gavel should be a living symbol of leadership, says expert Jeff Gerrish, and not just a rubber stamp with a fancy handle.

The job behind the gavel

What community banks should expect of their chairmen
Confused about S corps versus C corps? Jeff Gerrish offers a straightforward answer.

Queries persist on Sub S for banks

Here’s the best answer based on new tax law
Sometimes major growth means upgrading from old approaches and older concepts. Jeff Gerrish recently helped a community bank planning a major growth initiative to weigh what would have to change.

Updating the abacus

Making a major strategic move demands board-level planning and consultation
Banking expert Jeff Gerrish thinks it's best when community bank board members put some personal funds into bank ownership.

Should board members have “skin in the game”?

Aligning shareholders' interests with directors’ interest
"Exit stage left" can sometimes be the best lasting contribution a troublesome director can make to the bank. Jeff Gerrish discusses key points to ponder before urging such board members toward the door.

Big broom in the boardroom

Sweeping out the “meh,” the obnoxious, and the useless from your board
Washington's sending your bank money! Before you decide where to put it, remember where it came from in the first place. Jeff Gerrish suggests a key way to make your bank's decision.

Money coming home from D.C.

What small banks can do with the “windfall”
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