Handling changing nature of checking
Looking at intended and unintended consequences of trends
For over 30 years Mike Moebs’ economic research firm has provided data, information, and intelligence to multiple governments, over a 100 news outlets worldwide, and thousands of financial institutions. Prior to Moebs $ervices, Mike worked at several banks as president, COO, and director. His inventions include patents on risk management for loans and overdrafts. In his spare time, he has written 20 books. His uniqueness as an economist with a CPA is from his graduate work at the University of Chicago studying under Milton Friedman. Wall Street, community bankers, and his colleagues know Mike as The Prairie Economist.
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Looking at intended and unintended consequences of trends
A quiet but constant evolution in checking competition is underway
Role of accounts themselves—and competition’s appetites for relationships—is changing
Insights from international trade expert bring debate home
He may have one foot on the gas, the other on the brake
Considering relationship services vs. transaction services
Nothing happens in a vacuum. Relationship pricing and stashing cash change revenue mix
Consumers have been hoarding money in checking, and this should drive your strategy
Hard look at numbers belies some assumptions—and stresses where improvement is needed
Management needs to understand what strategy it’s using
