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UNconventional Wisdom is a periodic guest blog where the conventional wisdom is held up for fresh inspection, often with divergent recommendations. If you have some "UNconventional Wisdom" to share, email scocheo@sbpub.com.

10 leadership lessons for crisis management

Reputation risk management sometimes defies natural instincts

Latest MasterCard analysis indicates that old attitudes toward credit cards are giving way to a post-recession reality.

Debit or credit? Consumers spend like small firms

MasterCard analysis sees deliberate decisions among purchasing plastics

Directors increasingly acknowledge priority of IT oversight

Directors increasingly acknowledge priority of IT oversight

1 in 3 admit they lack sufficient tech savvy

Portents of revolutionary change in payment systems

Portents of revolutionary change in payment systems

Cash on the barrelhead is great, but where are the loyalty points?

Some growth leaders owe their buildup to loans acquired in the course of acquisitions. Georgia’s Hamilton State Bancshares, for instance, bulked up on CRE through four FDIC-assisted deals over recent years. But most of the growth comes under agency loss-sharing agreements.

CRE loans rising

SNL Report: Community banks among growth leaders

TransUnion’s latest payment hierarchy analysis indicates nearly even tendency by people with financial woes to pay their mortgage or credit card debt. Auto loans still have first call on their dollars, however.

Consumer payment hierarchy begins shift

Troubled borrowers’ historical preference towards mortgage bill returning, says TransUnion study

Omnichannel banking requires retooling digital architectures

Omnichannel banking requires retooling digital architectures

Branch, mobile, social, and video interactivity to foster the future of banking

Undercapitalized banks have been climbing out of the basement, according to SNL analysts.

Undercapitalized banks fall to lowest level since 2008

SNL Report: And reasons have grown more positive

SNL analysts find that much of what had been time deposits has slipped into more liquid accounts—or has been leaving banking.

Timed-out time deposits eroding

SNL Report: Time deposits fall by third in five-year period

Report of BHC insurance brokerage fee income

Report of BHC insurance brokerage fee income

A few stumbled, but most holding companies grew their insurance business in 2012

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