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Steve Cocheo

Arizona AG digs his sandbox

While federal banking regulators have resisted regulatory sandboxes, Arizona has stepped ahead of the nation and other states. But there's a significant wrinkle.

First state effort explained by top lawyer. California regulator down on sandboxes

Goldman’s Marcus wages talent war

Omer Ismail, head of Marcus By Goldman Sachs, right, discusses his young operation's early success and its thirst for fintech talent in a keynote session interview with LendIt Fintech co-founder Peter Renton. For a link to a video of this event, see the end of the article.

Acquisitions aren’t always about the obvious as online bank grows

Is your capital pie large enough?

What ingredients should your board be baking in? Jeff Gerrish explores tapping debt versus equity and the issue of shareholder dilution.

Capital allocation’s role in enhancing shareholder value begins with quantity

Recognizing, dealing with money emotions

Money has always been an emotional subject, but today many aspects of finance cause consumers significant angst. A recent Cognizant study examines this, as well as potential technological solutions.

People need providers who get the angst of handling “fast” and “slow” finances

Digitalization first? Or core rebuilding?

Digitalization first? Or core rebuilding?

Temenos works with clients adapting to the future

Outside/inside innovation for Bank of the West

Bank of the West’s John Finley has spent a decade at the organization in customer experience, digital channel, and innovation roles.

Launches Finlab for partnerships and plans to get employee suggestions

Investing in future via mobile app

AxiomGO is the mobile app specifically designed for the underbanked by its namesake bank.

Florida’s Axiom Bank pursues underbanked market using digital offering

Is community bank small business lending eroding?

Fed research indicates fewer small business loans are being made face to face, with small business credit cards and fintech online business lending gaining share.

Fed’s Quarles traces evolution of big bank and fintech competition

Parting shots from FDIC’s Hoenig

The federal government should strive to find "the right balance" between holding onto post-crisis rules and peeling away regulations, FDIC Vice-Chairman Thomas Hoenig said in a speech.

Don’t lose prudential regulation in reform wave, he warns

Make liability personal, says N.Y. Fed chief

Retiring New York Federal Reserve Bank President William Dudley suggests that top management would tread more carefully if they'd feel part of the pain when their bank stubs a toe—or worse.

Dudley suggests personal pain would shift behavior

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