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Steve Cocheo

How APIs will change retail banking

APIs may be banks' opportunity to cash in, says a new report by Capgemini and Efma.

New study sets out models for collaboration between banks and fintech

Time for a "banker on your wrist"?

What if bank apps worked more like Fitbits and Apple Watches?

Money is too important to be boring

Don’t miss the blockchain train

Bitcoin is just the tip of the blockchain iceberg, but many banks aren't even heading to the Arctic Circle yet.

Waiting until everything looks clear may leave your bank behind

Beware mobile malware

Beware mobile malware

Smartphones dominate all our lives—and the bad guys know it

What about “squishy” compliance?

While some aspects of compliance don't lend themselves to complete automation, increasingly technology will be able to help with those tasks that only need human oversight.

Regtech Report: How regtech can tackle matters that aren't always completely quantifiable

What happens to all those compliance people?

Freed from the repetitive and mundane, compliance staff will be able to devote their time to higher-value tasks, say backers of regtech solutions.

Regtech Report: Why regtech won't put compliance people on the unemployment line

Regtech to the rescue?

Technology and compliance aren't strangers by any means, but new forms inspired by fintech may lessen the need to keep adding compliance staff to keep up.

Regtech Report: Look past the "wow," and see hope for compliance overload

IBM Watson takes on compliance

Consultants at Promontory Financial have been teaching IBM Watson, the supercomputer, in bank compliance responsibilities.

Imagine compliance without straining your eyes, brain, patience, or marriage

Mobile apps, connectivity, and banking’s future

The implications of how a consumer links a financial app to their bank may be transparent to them, but have a bearing on financial services competition.

Fed governor lays out impact of APIs, screen scraping, and related issues

Credit mystery has experts pondering

Consumers may feel dogged by credit card debt, but a new study by TransUnion indicates that distressed consumers will pay off another kind of debt ahead of credit cards.

Why do consumers seem to want to pay off loans with fewest strings?

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