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The move toward beta returns, the increasing difficulty of generating alpha

They are also investing in the financial technology companies themselves

Banks report they plan to develop new innovative services focused on Real-Time over the rest of 2019 into 2020

"It provides the encouragement people need to vote with their dollars."

Fannie jumped 26% to $3.42 late Monday morning, Freddie Mac rose 25% to $3.22

While less visible, the back office also plays a critical role in digital transformation

20% of the 600 surveyed cited convenience as the most important reason

An uncertain economy with no sense of urgency to lock in on a low rate leaves little incentive to move quickly

One tactic in the battle for deposits is for banks to launch a digital-only bank or bank brand

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