Tom Grundy, CRCM, is a Senior Regulatory Consultant on the Advisory Services team at Wolters Kluwer. As a former regulator with the OCC and FRB, and compliance officer with over 30 years of experience in the banking, mortgage, and fintech industries, Grundy regularly advises clients on compliance management systems; risk assessments, including fair lending and UDAAP; and other regulatory compliance matters. Grundy leverages his prior experience in fintechs when advising fintech clients on compliance, fair lending, and risk management. [email protected]