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Should small banks be “permitted” to survive?

Should small banks be “permitted” to survive?

Failure to see their importance means you don’t know America
How do we make tomorrow better, this time around?

How do we make tomorrow better, this time around?

Take a cold hard look at today’s credit policies and practices
Where will the next generation of smart lenders come from?

Where will the next generation of smart lenders come from?

How close are your credit stars to retirement? Who steps in?
Sure, business is tougher than ever, says blogger Ed O’Leary. And it’s going to get tougher. That means it’s time to stretch your thinking even further.

If your glass is only half full—or half empty—pour more water

4 points to get your head moving again
No community bank can control how other institutions’ black eyes make it look. But lenders at the local level can control how their own policies and practices make them look.

Reputation risk in the loan department

Paying attention to policy, details, and decisions safeguards local lenders
What’s over the horizon? A risk-minded banker always considers that, says blogger Ed O’Leary in recalling a departed friend who was ahead of his time.

Risks over the horizon, and how to prepare

How common sense questions helped a banker anticipate
If your bank hasn’t got a team that can work well together, what exactly have you got, asks blogger Ed O’Leary.

Fighting the dysfunctional office

Cooperation should be a given
Are these people discussing business or community service? Blogger Ed O’Leary has an interesting answer to that.

Doing well by doing good

Community service is part of the banker’s job
What would your bank do if the largest local employer suddenly pulled out? Blogger Ed O’Leary says the best remedies may be taken before there’s a problem.

Gaping economic holes, the sudden credit problem

Credit concentrations can be unavoidable, but sometimes you can prepare for them
Eventually every bank investor will need an exit strategy. But how that plays out, as renewed interest in M&A grows, will affect lenders’ own mindset and daily life, says blogger Ed O’Leary.

Bank size, credit limits, and investors’ exit options

And why credit staff must worry about all three
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Dana Weinstein
Dana Weinstein,
Head of Product at Tesser

Dana Weinstein is Head of Product at Tesser, bringing eight years of experience building payments products across US domestic and cross-border rails.

She launched Visa Direct Payouts, architecting a payout capability that now reaches 11 billion endpoints across cards, accounts, and digital wallets...