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The OCC has repealed its bank merger review rule, while the CFPB has withdrawn its overdraft rule and several other guidance documents
Five associations say the overdraft fee cap is unnecessary due to recent bank efforts
On December 3, 2024, the Office of the Comptroller of the Currency published an updated UDAAP section
Consumer protection law enforcers will now require banks to show evidence of opt-in agreements
The Bureau seems poised to put even more pressure on financial institutions to change their overdraft practices
A topic that has generated questions from a number of financial institutions
Overdraft fees, nonsufficient funds (NSF) fees, and similar fees are under increased regulatory scrutiny

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Webinar: How Banks and Fintechs Are Building the New Payments Stack

Tuesday, June 30, 2026, 1:00 PM ET

As digital assets move into the mainstream, banks, fintechs, and payment providers are focused on a new challenge: how to build and scale products that deliver real business value.

In this session, Cross River and Fireblocks will explore how leading organizations are bringing digital asset products to market, the infrastructure decisions that shape growth and speed-to-market, and the lessons learned from teams building at scale today. From wallet architecture and custody models to vendor strategy and regulatory considerations, we'll discuss the foundational choices that can accelerate innovation — or create friction down the road.

Whether you're evaluating a new offering or scaling an existing program, you'll leave with a practical framework for understanding how digital asset infrastructure impacts business outcomes.

REGISTER NOW!