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Five associations say the overdraft fee cap is unnecessary due to recent bank efforts
On December 3, 2024, the Office of the Comptroller of the Currency published an updated UDAAP section
Consumer protection law enforcers will now require banks to show evidence of opt-in agreements
The Bureau seems poised to put even more pressure on financial institutions to change their overdraft practices
A topic that has generated questions from a number of financial institutions
Overdraft fees, nonsufficient funds (NSF) fees, and similar fees are under increased regulatory scrutiny

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Webinar:

Optimizing Payment Rails:
Smarter Solutions for Efficient Money Movement

Thursday, February 27 at 2:00 ET

Financial institutions are under pressure to deliver faster, more cost-effective, and user-friendly payment solutions. Smart routing and multi-rail optimization have emerged as key strategies to streamline payment processes and enhance the customer experience.

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