Qualified mortgage rule on horizon, getting closer

Qualified mortgage rule on horizon, getting closer

Get ready for a vendor blitz on QM solutions
ABA’s President Frank Keating, l., discussed hot issues with CFPB Director Richard Cordray during a key session at the association’s Annual Convention. Cordray’s speech, coming first, explored mortgage regulation, regulatory burden, and financial literacy themes.

Seeking answers from—and common ground with—CFPB’s Cordray

Annual Convention: Agency unveils one-page mortgage guide at ABA meeting
They say that “breaking up is hard to do.” But breakups between CEO and bank can be handled amicably, says community bank advisor Jeff Gerrish in the second part of a two-part blog series.

When “goodbye” comes, do it right

Striking fair financial tone between CEO and soon-to-be-ex bank
FFIEC issues guidance on discontinuation of Windows XP support

FFIEC issues guidance on discontinuation of Windows XP support

Operational risks should be identified, assessed, and managed
New consumer research from ABA undermines the traditional image painted of overdraft service—and overdraft customers.

New perspective on overdraft customers emerges

ABA-backed research paints very different picture than cliché
New Crowe Horwath LLP study finds compensation levels rising for both officers and nonofficers in the effort to recruit and keep the best players.

Compensation competition intensifies

Part 1 of series: Small banks striving to match bigger players
Less back-to-school spending, lower gas prices, and unseasonably warm weather in many areas reduced consumer spending growth in September, according to the latest FirstData SpendTrend report.

Consumers tighten faucet a bit

FirstData report tracks September slowdown
Sometimes conflict signals that the time has come for someone to leave the boardroom, says community banking expert and blogger Jeff Gerrish, in Part 1 of a two-part blog.

When board and management reach parting of the ways

Failure to spot the time to split can undermine your bank
America’s taking a fresh look at Main Street, says community bank investor Joshua Siegel.

For community banks, it’s a wonderful opportunity

Hometown-brewed “craft banking” coming back into vogue
9 things you must consider before inking that vendor deal

9 things you must consider before inking that vendor deal

Planning should be more than one step at a time
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