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Bank tech trends can make your head spin. So each week longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

PayPal rising

Payments battle heats up as major competitor moves further into bank turf
Does your help desk meet customer expectations?

Does your help desk meet customer expectations?

Good experiences with Apple and HP contrast with some banks’ unhelpful desks
Same-day ACH seen as boon to smaller banks

Same-day ACH seen as boon to smaller banks

NACHA interviews the Bank of Hemet, Calif.
Lending to high-tech borrowers

Lending to high-tech borrowers

5 ways these credits differ from what you know
Mobile banking meets mobile shopping

Mobile banking meets mobile shopping

Is that good? It could be huge, says Jack Henry strategist
Add character to marketing

Add character to marketing

Bank puts “Cash” behind promotion—and we’re not just talking money
Homebuying’s rough road for millennials

Homebuying’s rough road for millennials

Bad math, when downpayment = $10,000 and funds on hand = $2,000
“I want to be part of the solution”

“I want to be part of the solution”

Banker Jay Sidhu on why he’s shifting gears
Max Levchin, r., co-founder of Affirm, tells moderator Salim Ismail that he wants “to build a bank from the ground up.”

Max Levchin updates Affirm

PayPal co-founder discusses latest disruptive venture
Are banks dinosaurs or have they been evolving? CNBC's Bob Pisani, left, probed this at Exponential Finance 2015 with RBC's Linda Mantia, c., and JPMorganChase's Gavin Michael, r.

“Why do I need you dinosaurs?”

Bankers counter punch at Exponential Finance conference
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