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Has a credit union figured out one way to put depository institutions back into the small-dollar-loan game?

For fintech owned by a CUSO, will banks buy?

Sustainable small-dollar product has met with only credit union interest so far. Reg risk, not politics, is the issue
Blockchain evolution continues on multiple planes and multiple fronts. "The Business Blockchain" author William Mougayar looks ahead to see where developments show promise.

13 questions for the Blockchain as we enter 2018

Standards, ICOs, and regulatory outlook all important
CEO Cort O'Haver boots up Umpqua Bank 3.0: "Our whole service pledge is based on our stores. But now it's going to morph into 'press the app and we'll chat'."

Umpqua’s next transformation

Bank that dared to be different is at it again, led by new CEO Cort O’Haver
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

S-corp banks get piece of tax cut pie

S-corps, winners in tax bill, make up increasing portion of U.S. banks
This is no time to trot out the same-old same-old CD strategies, says consultant Neil Stanley. You've got to have a Google Age game on.

11 steps toward better CD promotion

Simply running random “CD specials” may undermine results
Odds are, this child knows now what a dog is. For artificial intelligence, the learning process isn't as straightforward, nor as quick.

AI debate: "What's a dog?"

Debate over potential for artificial intelligence centers on how it learns
Preventing excessive "fallback" transactions is covered in new guide

How to deal with common EMV issues at ATMs

Troubleshooting guide for ATM owners and operators offers solutions and preventative measures
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

CRE buildup slows

Fewer banks concentrated in CRE as industry returns to late 2013 growth levels
The time has come to rethink the roles of boards and risk committees in the enterprise risk management process.

Board's role in risk management evolving

Fed proposal and Deloitte study underscore directors’ duties in risk management
Exploring ALCO issues as the rate curve continues as is.

Banks against the yield curve

Coping with interest rates continues to challenge deposit and loan pricing decisions
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