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Americans Choose Sacrifices Over Financing to Afford Holiday Shopping

Americans Choose Sacrifices Over Financing to Afford Holiday Shopping

To afford their holiday purchases, 72% of shoppers will make financial trade-offs while only 31% intend to use a credit card
CFPB Issues New Guidance to Stop Banks from Harvesting Overdraft Fees

CFPB Issues New Guidance to Stop Banks from Harvesting Overdraft Fees

Consumer protection law enforcers will now require banks to show evidence of opt-in agreements
Lending Market Set to Open Up Even Before 0.5% Interest Rate Cut

Lending Market Set to Open Up Even Before 0.5% Interest Rate Cut

Fixed-rate mortgages moved even lower this week
Banks Lose Court Battle Over CFPB Rule to Collect Small Business Data

Banks Lose Court Battle Over CFPB Rule to Collect Small Business Data

The federal judge rejected the challenge, which was backed by the American Bankers Association
Cardholders Favor Cashback Rewards Over Points or Miles

Cardholders Favor Cashback Rewards Over Points or Miles

Study reveals 58% of consumers use cashback cards
Increased Credit Card Delinquency Rates Caused by Lenders Taking More Risk

Increased Credit Card Delinquency Rates Caused by Lenders Taking More Risk

Shifting risk composition caused greater risk credit cards to be issued
Nearly Half of Gen Z Rely on Others For Financial Support

Nearly Half of Gen Z Rely on Others For Financial Support

Gen Z faces financial dependence with 52% not earning enough for their desired lifestyle
Nearly One in Three Consumers Use Financing to Cover Energy Bills

Nearly One in Three Consumers Use Financing to Cover Energy Bills

Consumers are also cutting back on essential and nonessential spending to cover costs
Global Credit Card Market to Exceed $1 Trillion by 2033

Global Credit Card Market to Exceed $1 Trillion by 2033

Growth attributed to increased demand for convenient and flexible payment methods
Three-quarters of Americans Feel Financially Insecure

Three-quarters of Americans Feel Financially Insecure

Figures included 35% who believe they will never achieve financial security
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