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Technology from Mirador enables banks to compete online with the likes of Kabbage, OnDeck, and others—and with an advantage nonbank fintech lenders lack.

Bank web lending can be faster and cheaper

Tompkins Financial marries online business lending with home-grown credit analysis
You never know how crooks will go after other people's money next.

Separating frauds from legitimate transactions

Target the normal and deviant transactions will surface
Washington has changed, and so too may large banks' acquisition stance. A noted analyst suggests watching upcoming quarterly earnings calls for further clues.

Bank acquisitions: new wave in the making?

JP Morgan Chase bid for Worldpay marks industry shift
New York City's growing fintech scene has bred some intriguing new players. Meet eight of them in this article, and learn how cooperative fintech lab environment helps bring them along.

Silicon Alley neck-and-neck with Silicon Valley

Fintech investment nearly even as NY lab holds “demo day”
OCC's controversial proposal continues to spark opposition, as the Conference of State Bank Supervisors pursues an expanded effort to adapt to fintech developments.

Fintech charter debate boils on

OCC and CSBS butt heads at payments meeting (updated)
APIs may be banks' opportunity to cash in, says a new report by Capgemini and Efma.

How APIs will change retail banking

New study sets out models for collaboration between banks and fintech
What can banks do to ensure they can serve the next generation? A new generation will take financial services into the future. In the new blog "Next Voices" a rotating group of bloggers of the younger generation will share what they are learning, thinking about, and doing. Proposals from guest bloggers are also invited. Please email scocheo@sbpub.com

6 steps to take away from extinction

Some common sense ways banks can meet modern customers’ needs
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

Midwest M&A heating up in metro areas

But deal outlook trends down in more rural midwestern markets
Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Dreadful state of cybersecurity continues

Banks, merchants, and government agencies all at terrible risk
It's time to make some things happen. Here are ways to push them through.

11 ways to bulldoze roadblocks to change

When same-old same-old doesn’t cut it, do something about it!
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