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CFPB - Banking Exchange
The OCC has repealed its bank merger review rule, while the CFPB has withdrawn its overdraft rule and several other guidance documents
Trump administration has pulled back CFPB policies several times in its first 100 days in office
CFPB withdraws $8 credit card late fee cap after ruling it exceeded the agency’s authority
The CFPB has dropped several cases since the new administration took over
The CFPB has proposed an interpretive rule to expand Electronic Fund Transfer Act protections to digital payment mechanisms
The final rule brings supervision to “Big Tech” and other widely used digital payment apps
The ongoing cost-of-living crisis and regions with underbanked consumers are fueling growth
Analysis of 18,000 borrower complaints reveals payment processing errors, inaccurate bills and repayment information, and unhelpful customer service
The banking and credit sector continues to attract the highest number of complaints
By increasing competition and choice, the rule aims to lower loan prices and improve customer service
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