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Bank tech trends can make your head spin. So each week longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

When will U.S. get real about real-time payments?

More players weigh in about U.S. status
“Entrepreneur. Data nerd. Banker.”

“Entrepreneur. Data nerd. Banker.”

Eastern Bank lab chief: Making money from innovation is only point of innovation
When credit staff joins due diligence team

When credit staff joins due diligence team

No one wants to buy pigs in a portfolio
6 steps to better business loan closings

6 steps to better business loan closings

Observing some basics improves speed and efficiency
How To Invest Your Time Like Money. By Elizabeth Grace Saunders. Harvard Business Review Press. 75 pp. (This is solely available as an ebook.)

24 hours—that’s all, folks

Book Review: A short, timely guide to regaining your life
ALCO Beat articles featured exclusively on bankingexchange.com are written by the asset-liability management experts at Darling Consulting Group.

Ready liquidity contingency plan now

Liquidity preparation grows critical as short-term rate rise nears
Insurance beckoning bankers again

Insurance beckoning bankers again

SNL Report: Industry sees pickup in banks buying brokers
Risks v. rewards of directorship

Risks v. rewards of directorship

What risks do bank board members face? How do they compare to the upside?
With a nod to pop music, veteran John Byrne’s blog scans the anti-laundering and anti-terrorism world. John pierces silliness and inconsistency, and strongly believes in private-public partnership.

"Pretzel Logic"* from officials

Aren’t we on the same side?
Snip, snap, branch gone

Snip, snap, branch gone

SNL Report: Over 300 branches cut, net. TD leads openers, PNC leads closers, in Q1
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