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CEO of Vouched Speaks on Community Bank Opportunities and Fintech Partnerships
Part Two of Executive Spotlight series
CEO of Vouched Speaks on Banking Technology, and is Optimistic about Community Bank Opportunities
Banking Exchange sat down with industry-leading CEO John Baird, head of Vouched, and discussed the future of the Banking Industry. This article is the first of a four-part series.
Capital One Commits $286bn to Underserved Communities
Five-year community benefit plan will improve access to credit and affordable housing
CFPB Urges Banks Help Struggling Homeowners Over Foreclosing
New proposal would also reduce paperwork burdens
FinCEN Underestimates Community Banks’ Reporting Burden
ICBA says rules for reporting suspicious activity reduces community bank’s ability to attract capital
Bank Profits Rose by 79% in Q1
Community bank profits also increased by $4.3 billion
Bank Data Signals an Increasingly Cautious Consumer and Small Business Owner
Consumer spending on credit cards and debit cards have only grown by 3.5% year over year
CDFI Loans More Than Doubled Since 2018
CDFIs originated $67 billion and sold in the region of $14 billion in loans for the year 2022
Retirement Planning Creates Discord Among Couples
Nearly a quarter of couples cannot agree on how much money to save for retirement
Wall Street Looks at Big Bank Earnings, but Regional Banks Tell the Story
Analysts believe that some of the smaller U.S. banks have too much exposure to commercial real estate
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