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Artificial Intelligence

Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Moving at blockchain breakneck speed

Tech unheard of not long ago set to fundamentally change banking
Obvious and mediocre won’t be found here—but “Why didn’t I think of that?” will! Challenging the banking status quo is Dan Fisher’s personal mission.

6 rules for vendor management

Only two people look out for your interests … and one you must hire
The concept of an editable, redactable blockchain goes against the basic premise many hold dear. But it’s actually a good deal more complicated than this simple photo.

A blockchain you can edit?

Debating controversial new prototype in wake of major blockchain bump
Non-cash payments reach records

Non-cash payments reach records

Evolving global payments landscape see banks embracing fintechs—and “regtechs” too.
Would you trust your finances to a bot yet?

Financial services aren’t tacos

“Bot bankers”: Not quite ready for prime time
Sept. 23 marks the beginning of a new era for U.S. payments.

Same-day ACH starts next step toward faster payments

Settlements to cycle three times a day, vs. overnight
New report by Futurion compares 15 large-bank mobile remote deposit programs in depth and presents some troubling statistics for community banks.

Who’s winning mobile remote capture race?

Report cites Capitol One and BBVA, points to community banks’ adoption and growth challenges
Is a federal fintech charter coming?

Is a federal fintech charter coming?

Concept wrapped up in OCC’s innovation project, with comment opportunity in receivership rulemaking notice
What would a blockchain world look like?

What would a blockchain world look like?

Fast-forwarding to a potential blockchain future
Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

AI to offer banking, untouched by human hands

Greater computer power, lower cost driving automated financial services
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