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Artificial Intelligence

S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

BofA tops 2017 mobile app ranking

Holding low-cost deposits may be helped by good mobile banking experience, says S&P Global Market Intelligence analysis
Technology from Mirador enables banks to compete online with the likes of Kabbage, OnDeck, and others—and with an advantage nonbank fintech lenders lack.

Bank web lending can be faster and cheaper

Tompkins Financial marries online business lending with home-grown credit analysis
Washington has changed, and so too may large banks' acquisition stance. A noted analyst suggests watching upcoming quarterly earnings calls for further clues.

Bank acquisitions: new wave in the making?

JP Morgan Chase bid for Worldpay marks industry shift
New York City's growing fintech scene has bred some intriguing new players. Meet eight of them in this article, and learn how cooperative fintech lab environment helps bring them along.

Silicon Alley neck-and-neck with Silicon Valley

Fintech investment nearly even as NY lab holds “demo day”
OCC's controversial proposal continues to spark opposition, as the Conference of State Bank Supervisors pursues an expanded effort to adapt to fintech developments.

Fintech charter debate boils on

OCC and CSBS butt heads at payments meeting (updated)
Do digital plays work the same way around the world?

Money, pengar, geld

Digital banker trades ideas with veterans and newbies in European financial capitals
Bitcoin is just the tip of the blockchain iceberg, but many banks aren't even heading to the Arctic Circle yet.

Don’t miss the blockchain train

Waiting until everything looks clear may leave your bank behind
Bitcoin, Ether, or any of the other digital currencies have one thing in common. They are the foundation of their own mini-economies.

Tokenomics

A business guide to token usage, utility, and value
Obvious and mediocre won’t be found here—but “Why didn’t I think of that?” will! Challenging the banking status quo is Dan Fisher’s personal mission.

Nothing dull about drones

Drones can deliver for banks
Smart contracts have enormous appeal. But could this blockchain application cut banks out of the loop?

Beware smart contracts’ dark side (for banks)

Disintermediation looms in this developing technology
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