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Artificial Intelligence

Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Never too early to predict fintech future

Payments, AI, blockchain, and more poised for quick advances
Today banking has to be everywhere. But what's the right balance of digital and physical presence?

Branch angst drives divergent strategies

"Still Crazy After All These Years" sums up ongoing debate
Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

New tech terms to make you scratch your head

Example: "Steganography" has nothing to do with stegosauruses, but it could still trample your cyber defenses
Memo to millennials re banks

Memo to millennials re banks

Cool stuff is happening at banks, such as U.S. Bank’s massive internal communications revamp
First of a two-part series: Varo Money hopes to become "Varo Bank, N.A." Even before that, Varo brings a blend of fintech innovation and traditional banking backgound to retail financial services.

Q&A: What Varo Money’s Colin Walsh has in mind

Part 1: Varo’s OCC application puts the fintech mobile banking app squarely on retail banks’ competitive radar—or should
Part two of a two-part series: Wrestling with a major customer-impacting decision in the U.K. gave Varo Money leader a perspective that informs his new U.S. venture. Other institutions may face a similar choice in the future.

Q&A: Fintech disruption far from over

Part 2: Varo Money’s Colin Walsh, veteran retail banker, explains why banks have difficulty changing their ways
"PFE"—Personal Financial Experiences—will build on the lessons learned from PFM's disappointing results.

As “PFM” fades, “PFE” steps in

Less work and more “in the moment” advice essential, says study
Tackling processing with “virtual core”

Tackling processing with “virtual core”

Core-as-a-service brings Frank Sanchez back to core
Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

What is AI really good for?

Before boarding the bandwagon, pick one with the right features
Involvement by the Securities and Exchange Commission in "initial coin offerings," or ICOs, was probably inevitable.

SEC issues guidance on token offerings

Long-standing “Howey” test lives on—now in a lesson in what not to do when it comes to cryptocurrency world’s token offerings
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