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Providers of "free" financial apps can make hundreds of dollars in lead generation fees for every customer signed up for credit cards they recommend. That's one example of the tradeoffs Federal Reserve Gov. Lael Brainard says consumers are making.

What’s given away for “free” apps?

Fed’s Brainard probes impartiality of fintech “autopilots”
Which digital assistant does Apple guru Steve Wozniak prefer, Siri, Alexa, Cortana, or Google Assistant? The answer's not what you may think.

“The Woz” on our technological lives

Apple co-founder Steve Wozniak talks AI, blockchain, Bitcoin, and “Woz’s Law”
Blockchain projects have hit the sweat equity stage, according to Lata Varghese of Cognizant.

Banks shift into higher blockchain gear

Now, says expert, the hard work begins
A new generation will take financial services into the future. In the "Next Voices" blog a rotating group of bloggers of the younger generation will share what they are learning and doing. Proposals from guest bloggers are also invited. Please email scocheo@sbpub.com

Decrypting the ICO

Understanding what’s going on with controversial “initial coin offerings”
Will blockchain activity come under anything like traditional financial services or markets regulation?

Blockchain regulation moves in fits and starts

But experts say the pace is picking up, in part due to ICOs
"Go" is an ancient Chinese board game where the object is to surround as much territory as possible. The game has come to be considered far harder than chess.

What “Go” means for AI ability

Ancient game demonstrates how versatile AI can be
Many banks have to play catch-up on the digital front, to improve customer experience, according to SAP's Geoff Maxwell.

Moving beyond decorated pigs

Bank digitization must move beyond “lipstick on a pig,” says SAP exec
Inside or outside? The choice isn't always about tech "philosophy" or money. Anna Murray, the "Tech Sherpa," regularly presents real-world suggestions on how to solve technology conundrums.

In-sourcing vs. outsourcing tech roles

Is your tech staff “steady state” or “project type”?
"Lightning fast" is just the beginning of what today's consumers expect out of financial services.

“Frictionless” is the new convenient

As products become services, financial players must adapt to “globile," Amex exec says
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

“I like my app” say 6 in 10

Branchless bank users less likely to jump ship for a better app
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