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A federal judge says a decision on the key question of whether OCC is empowered to issue fintech charters cannot be addressed yet.

Not “ripe,” says judge dismissing N.Y. fintech charter challenge

Lack of final rules and no actual charters granted tip scale
Deloitte's Jim Eckenrode says bankers need to balance cool new technologies with efficiencies in order to produce excellent customer experiences.

Faster than a speeding hype?

Think less about digital transformation, and more about transformation overall
Genpact's Raja Bose sees acceptance of artificial intelligence in banking moving gradually, like many other forms of new bank tech.

AI acceptance by consumers is work in progress

Privacy a concern, preference for people, and not always aware of what’s already here
Accenture's Alan McIntyre discusses what possibilities open banking will unlock in the U.S.

What will U.S. open banking look like?

Issues that banks—and consumers—must consider as change arrives
Tech Viewpoint: Open banking could be the start of a whole new wrinkle in banking.

Why open banking will reboot banking

Open API and PSD2 will boost bank innovation, with fintech help
Reality lurks behind the hype about artificial intelligence. However, for this to work for your bank, you've got to put your finger on some basics, beginning with strategy, not AI technology.

AI-driven banks must start with fundamentals

Making artificial intelligence practical hinges on strategy and clean data
Providers of "free" financial apps can make hundreds of dollars in lead generation fees for every customer signed up for credit cards they recommend. That's one example of the tradeoffs Federal Reserve Gov. Lael Brainard says consumers are making.

What’s given away for “free” apps?

Fed’s Brainard probes impartiality of fintech “autopilots”
Which digital assistant does Apple guru Steve Wozniak prefer, Siri, Alexa, Cortana, or Google Assistant? The answer's not what you may think.

“The Woz” on our technological lives

Apple co-founder Steve Wozniak talks AI, blockchain, Bitcoin, and “Woz’s Law”
"Go" is an ancient Chinese board game where the object is to surround as much territory as possible. The game has come to be considered far harder than chess.

What “Go” means for AI ability

Ancient game demonstrates how versatile AI can be
Many banks have to play catch-up on the digital front, to improve customer experience, according to SAP's Geoff Maxwell.

Moving beyond decorated pigs

Bank digitization must move beyond “lipstick on a pig,” says SAP exec
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