Menu
Banking Exchange Magazine Logo
Menu
Understanding a consumer's relationship to their credit can be better with trended data, a "movie" instead of a "snapshot." But there's more to it than just gathering more data points.

Getting the point(s) of trended data

Predictive analysis brings understanding plot of credit “movie” over the snapshot
The bureau claims TCF worked to maximize opt-ins to debit overdraft services that came under a federal disclosure rule effective in 2010.

CFPB sues TCF for overdraft program

UDAAP violations cited over opt-in disclosures. Bank vows to defend practices
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

Western M&A moves dial, at cost

Columbia Banking System to surge past $10 billion, but deal carries lofty price tag
There’s material for reflection for all retail banks in the new Wells Fargo sales program outlined in this article.

New carrots for Wells sales

Stress on team performance part of retail giant’s comeback effort
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

Blowing through branches (for now)

Amid “unstoppable” digital shift, banks trim. But could deposit battles change trend?
Marketplace lending group grows

Marketplace lending group grows

Broadens to more types of online lenders
As challenges grow, bankers still rely on a longtime standby. Their ease with spreadsheets suggests that this represents a good front end for more advanced analytical packages, according to a report by Kaufman Hall.

Fire, the wheel, spreadsheets, and the future

Study finds growing sophistication in measurement and control—and more need. But some basics keep on rolling
“There’s really not much that indicates we’ve learned anything new over the last several cycles,” says veteran lender and CEO Ed O’Leary. He aims to fix that.

As the rocket gets lit, are banks prepared?

If Trump strategy works, community banks must be ready for role in economic prosperity
Three scenarios seen recently mark the beginning of fraud trends institutions participating in same day ACH must be alert for.

Changing dynamics of ACH fraud

Three scenarios provide taste of the risks brought by Same Day ACH
With a nod to pop music, veteran John Byrne’s blog scans the anti-laundering and anti-terrorism world. John pierces silliness and inconsistency, and strongly believes in private-public partnership.

AML 2017 and beyond

 “The Long and Winding Road”* continues…
Page 310 of 434

Sections

About Us

Connect With Us

Resources

WEBINAR
From Instant Payments to Stablecoins:
Building for What's Next

Tuesday, July 14, 2026 at 2:00 ET

Just when many financial institutions are getting comfortable with instant payments, a new question is emerging: What happens when money itself becomes programmable? For financial institutions, the challenge is not deciding between instant payments and stablecoins. It's understanding how today's modernization decisions will determine the ability to compete tomorrow.

The webinar will cover:

  • How instant payments are laying the groundwork for digital money.
  • Why stablecoins are gaining momentum with recent regulatory developments.
  • How leading institutions are overcoming common payments modernization roadblocks.
  • What it takes to support both real-time payments and digital assets.
  • Steps to prepare for emerging payment rails while maximizing existing investments.

REGISTER NOW!