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In 1975 the U.S. issued a dual stamp linked, but separated with a middle perforation, portraying banking and commerce. Unlike Acting Comptroller Noreika’s speech renewing the banking/commerce debate, this was no policy statement. The stamps were issued to mark the 100th anniversary of the American Bankers Association.

Acting Comptroller: Renew banking/commerce debate

ICBA opposes regulator’s call for renewing discussions
Randal Quarles of the Fed, right, interviewed by The Clearing House's Greg Baer, allows that "governance at the Fed is extremely obscure, even from the inside." (You can view CNBC's video of the entire interview on its Facebook page.)

Fresh air at Federal Reserve?

New regulatory vice-chair Quarles discusses fintech, cyberrisk, “tailoring,” and capital
Get ready for FASB’s lease accounting rules

Get ready for FASB’s lease accounting rules

New rules entail major change in treatment of customer leases
Human trafficking, documented with precision in a recent private report, takes many forms. The commonality, according to John Byrne, is the illicit nature of the funds these businesses produce—and how banks can play a role in disrupting these trades.

“With or Without You”*

In face of human trafficking plague, AML dedication continues. And if you’ve got a problem with that …
Choice Financial partners with Douugh

Choice Financial partners with Douugh

Community bank offers deposit facility and seed capital to new financial management app
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

“I like my app” say 6 in 10

Branchless bank users less likely to jump ship for a better app
What’s your tech usage percentage?

What’s your tech usage percentage?

Do you know what your technology can do for you?
One in three personal loans now come from a fintech lender. This is only the beginning, an expert suggests.

Marketplace lenders balance growth and quality

Fintechs taking larger share of personal loans while improving risk-return performance
Location-based service a plus for banks

Location-based service a plus for banks

“Geofencing” and related GPS tech can help with fintech competition
Banking Exchange welcomes comments on this Compliance Viewpoint article. Please state your views in the comment section at the conclusion of the article. [Subject to BE moderator approval.]

OCC improves but unlevels CRA ratings

New policy puts state-chartered banks at meaningful disadvantage
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