Menu
Banking Exchange Magazine Logo
Menu
Prev Next
OCC to Remove Dedicated Supervision for Community Banks

OCC to Remove Dedicated Supervision for Community Banks

Judge Scraps CFPB’s Rule to Cap Credit Card Late Fees

Judge Scraps CFPB’s Rule to Cap Credit Card Late Fees

Over Half of Global Pension Funds Exceed Private Equity Allocation Targets

Over Half of Global Pension Funds Exceed Private Equity Allocation Targets

Trump Policies Setting Up Resurgence of Swiss Bank Accounts

Trump Policies Setting Up Resurgence of Swiss Bank Accounts

ECB Supervisor Calls for Europe to Remove Barriers to Bank Mergers

ECB Supervisor Calls for Europe to Remove Barriers to Bank Mergers

Nearly Two-Thirds of Consumers Oppose Regulation of Credit Card Reward Programs

Nearly Two-Thirds of Consumers Oppose Regulation of Credit Card Reward Programs

Lawmakers File Resolution to Overturn OCC’s Bank Merger Rule

Lawmakers File Resolution to Overturn OCC’s Bank Merger Rule

  1. Community Banking
  2. Retail
  3. Technology
  4. Compliance
  5. Risk
OCC to Remove Dedicated Supervision for Community Banks

OCC to Remove Dedicated Supervision for Community …

The agency’s restructuring will merge the supervis...

Lawmakers File Resolution to Overturn OCC’s Bank Merger Rule

Lawmakers File Resolution to Overturn OCC’s Bank M…

Congressman Andy Barr argues the rule will hurt co...

More Than a Third of Americans Tapped into Their Emergency Savings Last Year

More Than a Third of Americans Tapped into Their E…

Survey shows more Americans are relying on emergen...

Nearly Two-Thirds of Consumers Oppose Regulation of Credit Card Reward Programs

Nearly Two-Thirds of Consumers Oppose Regulation o…

With 91% valuing reward programs, 63% would be dis...

Leveraging Payment Sovereignty & Growth Opportunities To Help Banks Be More Competitive

Leveraging Payment Sovereignty & Growth Opport…

Banks and financial institutions in the U.S. conti...

Americans’ Savings Struggle as Low-Interest Accounts Hold Back Growth

Americans’ Savings Struggle as Low-Interest Accoun…

A lack of understanding about how interest rates i...

Banking Transformation in 2025: An AI-Powered, Customer-Centric Approach

Banking Transformation in 2025: An AI-Powered, Cus…

Banking leaders must prioritize strategic technolo...

Investors Retreat from US Markets Amid Demand for Global Diversification

Investors Retreat from US Markets Amid Demand for …

More investors are looking to take a defensive app...

The Majority of Banks Are Confident in Meeting 2025 Compliance Deadline

The Majority of Banks Are Confident in Meeting 202…

Despite 96% of banks reporting confidence in meeti...

OCC to Remove Dedicated Supervision for Community Banks

OCC to Remove Dedicated Supervision for Community …

The agency’s restructuring will merge the supervis...

Judge Scraps CFPB’s Rule to Cap Credit Card Late Fees

Judge Scraps CFPB’s Rule to Cap Credit Card Late F…

CFPB withdraws $8 credit card late fee cap after r...

ECB Supervisor Calls for Europe to Remove Barriers to Bank Mergers

ECB Supervisor Calls for Europe to Remove Barriers…

Claudia Buch says the lack of harmonized bank merg...

Trump Policies Setting Up Resurgence of Swiss Bank Accounts

Trump Policies Setting Up Resurgence of Swiss Bank…

American businesses are looking to bank their mone...

JPMorgan Chase Tops Estimates but CEO Cautions Investors

JPMorgan Chase Tops Estimates but CEO Cautions Inv…

“The economy is facing considerable turbulence..."...

Bank Regulator Hack Raises Security Concerns

Bank Regulator Hack Raises Security Concerns

The OCC was hacked in 2023

Banking Exchange: Competitive Intelligence for Bankers

Recent Articles

  • 1
  • 2
  • 3
  • 4
  • 5
Prev Next
OCC to Remove Dedicated Supervision for Community Banks

OCC to Remove Dedicated Supervision for Community Banks

The agency’s restructuring will merge the supervision of large, midsize, and community banks

Judge Scraps CFPB’s Rule to Cap Credit Card Late Fees

Judge Scraps CFPB’s Rule to Cap Credit Card Late Fees

CFPB withdraws $8 credit card late fee cap after ruling it exceeded the agency’s authority

Over Half of Global Pension Funds Exceed Private Equity Allocation Targets

Over Half of Global Pension Funds Exceed Private Equity Allocation Targets

In the first quarter of 2025, 58% of pension funds were overallocated to private equity

Trump Policies Setting Up Resurgence of Swiss Bank Accounts

Trump Policies Setting Up Resurgence of Swiss Bank Accounts

American businesses are looking to bank their money in neutral territory

ECB Supervisor Calls for Europe to Remove Barriers to Bank Mergers

ECB Supervisor Calls for Europe to Remove Barriers to Bank Mergers

Claudia Buch says the lack of harmonized bank mergers rules at the national level is creating obstacles for the creation of cross-border ban...

Nearly Two-Thirds of Consumers Oppose Regulation of Credit Card Reward Programs

Nearly Two-Thirds of Consumers Oppose Regulation of Credit Card Reward Programs

With 91% valuing reward programs, 63% would be disappointed to lose them to regulation

Lawmakers File Resolution to Overturn OCC’s Bank Merger Rule

Lawmakers File Resolution to Overturn OCC’s Bank Merger Rule

Congressman Andy Barr argues the rule will hurt community and regional banks' ability to merge and may increase consolidation by limiting co...

JPMorgan Chase Tops Estimates but CEO Cautions Investors

JPMorgan Chase Tops Estimates but CEO Cautions Investors

“The economy is facing considerable turbulence..."

Bank Regulator Hack Raises Security Concerns

Bank Regulator Hack Raises Security Concerns

The OCC was hacked in 2023

Leveraging Payment Sovereignty & Growth Opportunities To Help Banks Be More Competitive

Leveraging Payment Sovereignty & Growth Opportunities To Help Banks Be More …

Banks and financial institutions in the U.S. continue to face significant challenges in order to remain competitive

Banking Transformation in 2025: An AI-Powered, Customer-Centric Approach

Banking Transformation in 2025: An AI-Powered, Customer-Centric Approach

Banking leaders must prioritize strategic technology investments that drive operational efficiencies, enhance customer experiences, and ensu...

The Majority of Banks Are Confident in Meeting 2025 Compliance Deadline

The Majority of Banks Are Confident in Meeting 2025 Compliance Deadline

Despite 96% of banks reporting confidence in meeting compliance deadlines, many still face barriers

Margin Call: Markets Down Another 4% Early Monday Morning

Margin Call: Markets Down Another 4% Early Monday Morning

The White House was predicting a rocky road ahead

Justice Department Approves Capital One-Discover Merger Despite Concerns

Justice Department Approves Capital One-Discover Merger Despite Concerns

Four associations warned that Capital One’s acquisition of Discover would reduce the bank’s motivation to offer competitive prices

Bitcoin Bucks Market Sell Off... and Then It Doesn’t

Bitcoin Bucks Market Sell Off... and Then It Doesn’t

The price of Bitcoin dropped below 79,000 on Sunday

OCC Withdraws Climate Risk Guidance for Banks

OCC Withdraws Climate Risk Guidance for Banks

The head of the regulator said the guidance was overly burdensome for banks

More Than a Third of Americans Tapped into Their Emergency Savings Last Year

More Than a Third of Americans Tapped into Their Emergency Savings Last Year

Survey shows more Americans are relying on emergency savings for everyday expenses rather than unexpected emergencies

Financial Service Marketing Has Changed; So Should Your Creative Partners

Financial Service Marketing Has Changed; So Should Your Creative Partners

Today's financial services brands require a new type of partner that can be as agile and nimble as the quickly changing trends

The Future of UDAAP: Look to the States?

The Future of UDAAP: Look to the States?

Industry is witnessing that the federal approach to Unfair, Deceptive, or Abusive Acts or Practices (UDAAP) is becoming less aggressive

Banking Associations Call for Greater Transparency in Fed’s Stress Testing Framework

Banking Associations Call for Greater Transparency in Fed’s Stress Testing Frame…

A group of banking associations says the lack of transparency and public input in the framework violates the Administrative Procedure Act

Americans’ Savings Struggle as Low-Interest Accounts Hold Back Growth

Americans’ Savings Struggle as Low-Interest Accounts Hold Back Growth

A lack of understanding about how interest rates impact savings has led 60% of Americans to invest in low-growth vehicles

Trump Administration Policy Spurs Crypto Company and Fintech Firm Interest in Becoming Banks

Trump Administration Policy Spurs Crypto Company and Fintech Firm Interest in Be…

Companies look at trying to expand their business by getting banking licenses

From DEI to DOI at JP Morgan Chase

From DEI to DOI at JP Morgan Chase

Internal memo stated last week that management is changing the word "equity" to "opportunity"

Are You Ready for the PCI DSS March 2025 Deadline?

Are You Ready for the PCI DSS March 2025 Deadline?

Advice on meeting the March 31 deadline for transition to PCI DSS v4.x

Santander Reduces Branches in the UK

Santander Reduces Branches in the UK

British press has speculated that Santander may pull out entirely from the country

Banking Exchange Annual Conference open for Bank Registrants

Banking Exchange Annual Conference open for Bank Registrants

June 19th in Chicago

Senate Banking Committee Clears Revised GENIUS Act

Senate Banking Committee Clears Revised GENIUS Act

The bill seeks to establish a regulatory framework for payment stablecoins

ICBA and Mastercard Partner to Enhance Community Bank Payments

ICBA and Mastercard Partner to Enhance Community Bank Payments

ICBA’s payment subsidiary will upgrade 1,400 community banks’ cards to Mastercard

THSYU Reestablishes Reliance in Crypto Trading

THSYU Reestablishes Reliance in Crypto Trading

Use of quantum-resistant encryption

UK Watchdog Tells US Banks To Prepare for Motor Finance Redress Scheme

UK Watchdog Tells US Banks To Prepare for Motor Finance Redress Scheme

Lloyds Bank and Close Brothers have already put aside funds for potential redress

As Fears of Bank Failure Persist, Corporate Finance Leaders Prioritize Liquidity and Safety

As Fears of Bank Failure Persist, Corporate Finance Leaders Prioritize Liquidity…

Depositors have changed banking behaviors to minimize risks and ensure values alignment

Senate Banking Chair Proposes Bill to Remove Reputational Risk in Bank Assessments

Senate Banking Chair Proposes Bill to Remove Reputational Risk in Bank Assessmen…

The bill follows crypto industry concerns over being excluded from the financial system by government agencies

On Average, Customers Keep the Same Checking Account for 19 Years

On Average, Customers Keep the Same Checking Account for 19 Years

Despite switching perks, 18% of customers remain with the same bank account because it’s “the account they’ve always had.”

Bitcoin Falls Another 6% Monday as Banks Weigh Digital Currency Impact

Bitcoin Falls Another 6% Monday as Banks Weigh Digital Currency Impact

Trump’s policy to create a strategic bitcoin reserve ultimately did not impress investors after initial optimism

OakNorth surpasses £12. 5 Billion in lending and continues its US expansion

OakNorth surpasses £12. 5 Billion in lending and continues its US expansion

OakNorth, a digital bank catering to entrepreneurs, announced the release of its latest Annual Report

No Rest for the Wary: Deregulation is Regulatory Change Too

No Rest for the Wary: Deregulation is Regulatory Change Too

The recent wave of executive orders from the Trump Administration signals a significant deregulatory trend

Key Survey Finds 75% of Banks Plan to Boost Their Investment in Risk Technology Infrastructure

Key Survey Finds 75% of Banks Plan to Boost Their Investment in Risk Technology …

64% of respondents intend to increase their spending on third-party software

CFPB Dismisses Lawsuit Against Zelle, U.S. Banks

CFPB Dismisses Lawsuit Against Zelle, U.S. Banks

The CFPB has dropped several cases since the new administration took over

WSFS Bank Teams Up with Greenlight to Boost Financial Literacy for Children and Teenagers surrounding Philadelphia

WSFS Bank Teams Up with Greenlight to Boost Financial Literacy for Children and …

Partnership aims to deliver an innovative banking solution for children, teenagers, and families

Banking Associations Call for Proposed Cyber Incident Rule to Be Withdrawn

Banking Associations Call for Proposed Cyber Incident Rule to Be Withdrawn

Four associations argue that CISA's rule diverts essential cybersecurity resources needed to protect institutions and their customers

Bank Executives Remain Split on Consolidating Bank Regulators

Bank Executives Remain Split on Consolidating Bank Regulators

Report finds 52% are in favor of consolidation while the rest are opposed

Slow Advancement of AI Poses Risks to Fincrime Defense, According to SAS Study

Slow Advancement of AI Poses Risks to Fincrime Defense, According to SAS Study

It is striking that 40% have no plans to adopt AI/ML in the near future

Building a Resilient Financial Ecosystem: Digital Resilience in Banking Conference

Building a Resilient Financial Ecosystem: Digital Resilience in Banking Conferen…

Industry Leaders will be Navigating Cybersecurity, Compliance, and Innovation

OakNorth has granted an $18.4 million note-on-note facility to S3 Capital

OakNorth has granted an $18.4 million note-on-note facility to S3 Capital

The loan will be utilized to facilitate the construction of 16 new condominiums in Manhattan's Upper East Side

UK Regulator Fines Four Banks $127m For Sharing Sensitive Information

UK Regulator Fines Four Banks $127m For Sharing Sensitive Information

Citi, HSBC, Morgan Stanley and RBC each face fines

ICBA and USPS Partner On Initiative to Combat Check Fraud

ICBA and USPS Partner On Initiative to Combat Check Fraud

The education program aims to help the one in five Americans who have experienced check fraud or know someone who has

Capital One’s Acquisition of Discover Receives Shareholder Approval

Capital One’s Acquisition of Discover Receives Shareholder Approval

The deal still requires approval from the Federal Reserve System and the OCC

JPMorgan Chase Overtakes Monzo as Britain’s Favorite Bank

JPMorgan Chase Overtakes Monzo as Britain’s Favorite Bank

Chase’s overall service quality received recommendations from 81% of customers

Banking Associations Warn New Overdraft Rule Could Harm Consumers

Banking Associations Warn New Overdraft Rule Could Harm Consumers

Five associations say the overdraft fee cap is unnecessary due to recent bank efforts

Customer Experience Ranks as Top Priority When Choosing a Primary Banking Provider

Customer Experience Ranks as Top Priority When Choosing a Primary Banking Provid…

Nearly 90% of customers value customer experience as much as or more than a bank's products and services

Industry Resources

 

 

White Paper

Is Your Overdraft Program a Black Box? Ask Yourself These 10 Questions

Do you really understand how your overdraft management program calculates overdraft limits?

Is Your Overdraft Program a Black Box? Ask Yourself These 10 Questions

White Paper

Unlocking Efficiencies: The Case for Modernizing Your Community Bank's Lending Platform

Speed, simplicity and convenience

Unlocking Efficiencies: The Case for Modernizing Your Community Bank's Lending Platform

White Paper

The Future of Payments: Trends and Challenges in Loan Payments and Modernization

Stay informed on the latest payments trends

The Future of Payments: Trends and Challenges in Loan Payments and Modernization

White Paper

2024 Banking Priorities Executive Report

Meeting Consumer Expectations — Results from an independent, CSI-sponsored survey via The Harris Poll

2024 Banking Priorities Executive Report

Webinars

 

Webinar

Webinar — Unlocking Data-Driven Growth: Optimize Consumer Liquidity & Retail Banking Strategies

Webinar Date/Time: April 30 at 2:00 CT

Webinar — Unlocking Data-Driven Growth: Optimize Consumer Liquidity & Retail Banking Strategies

Webinar

On-Demand Webinar — From OPEC to Cleantech: Key Drivers of Emerging Markets Commodities

On-Demand Now!

On-Demand Webinar — From OPEC to Cleantech: Key Drivers of Emerging Markets Commodities

Webinar

On-Demand Webinar — Optimizing Payment Rails: Smarter Solutions for Efficient Money Movement

On-Demand Now!

On-Demand Webinar — Optimizing Payment Rails: Smarter Solutions for Efficient Money Movement

Webinar

On-Demand Webinar — 2025 Banking Priorities: Top Trends, Challenges, and Opportunities

Webinar will explore the pivotal factors driving change for financial institutions

On-Demand Webinar — 2025 Banking Priorities: Top Trends, Challenges, and Opportunities

Webinar

On-Demand Webinar — The Storm that Almost Sank a Portfolio

How ECP Data Saved a Billion-Dollar Investment During an Environmental Crisis

On-Demand Webinar — The Storm that Almost Sank a Portfolio

Webinar

On-Demand Webinar — Mitigating Loss: Understanding the Fraud Triangle

We will discuss the fraud triangle and gain valuable insights into the psychology behind fraud

On-Demand Webinar — Mitigating Loss: Understanding the Fraud Triangle

Webinar

On-Demand Webinar: Haunting the Digital Shadows: Navigating Fraud in the Age of AI

The chilling realities of modern fraud

On-Demand Webinar: Haunting the Digital Shadows: Navigating Fraud in the Age of AI

Webinar

On-Demand Webinar: Customer Onboarding, Fraud Prevention, and Digital Banking Transformation

Exploring key issues and trends in the banking and financial services sector

On-Demand Webinar: Customer Onboarding, Fraud Prevention, and Digital Banking Transformation

Webinar

On-Demand Webinar—Strategic Growth: How FI Execs Can Leverage a Payments Hub

Payment modernization is at the forefront of industry strategy

On-Demand Webinar—Strategic Growth: How FI Execs Can Leverage a Payments Hub

Sections

About Us

Connect With Us

Resources

WEBINAR
Unlocking Data-Driven Growth:
Optimize Consumer Liquidity & Retail Banking Strategies

WEBINAR: Wednesday, April 30th at 2:00 PM CT / 3:00 PM ET

Financial institutions need real-time insights to navigate shifting consumer liquidity trends and optimize retail banking performance.

This webinar will explore how data—integrating peer benchmarks, deposit behavior, purchasing power, repayment capacity, and Reg. E management—drives smarter decision-making.

This webinar will equip you with:

  • Insights into key trends in consumer liquidity and deposit behavior
  • Strategies to optimize Reg. E management and overdraft policies
  • Techniques to increase account lifetime value with data
  • Real-world examples of banks and credit unions driving growth through data

REGISTER NOW!

This webinar is brought to you by:
OneSpan logo