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"I don't know what we will call them, but banks and fintechs will merge into one industry," says KBW's Cannon. "They won't be seen as two separate industries in the future."

How fintech will change bank M&A

Top KBW analyst Fred Cannon sees fintech and banking industries merging
As community banks grow larger and evolve in how they serve customers. how do they keep the special flavor in the recipe?

Keeping the “community” as you grow

As consolidation continues, more banks confront size-culture balance
Look carefully before you partner with a fintech, or your bank risks partnering with trouble.

Taking a risk-based approach to innovation partners

Banks must make sure a good idea won’t lead to trouble
Being in the moment where the customer is will increasingly be the goal for retail bankers.

Tailoring the customer experience

Websites that fit themselves to clients on the fly and more will be norm
In only a few years the Washington discussion has shifted for fintech, though challenges remain as regulators sprint to keep up with technologists.

Fintech players assess post-disruption environment

Leaders from Square, Lending Club, and Citi discuss regulatory balance
Flying away from the flock first may be disruptive, but it may also be the best strategy play.

Financier, disrupt thyself

Charles Schwab chief says winners will revamp themselves constantly
Communicating payments change to consumers

Communicating payments change to consumers

Real-time payments arrival shouldn’t shock them, says expert
Yesterday's disruptive competitor is today's willing partner. How things change.

Is marketplace lending maturing?

Acting Comptroller sees signs that yesterday’s disruptor isn’t quite so rambunctious
Digital transformation sometimes stymied

Digital transformation sometimes stymied

It’s the pace of change that flummoxes banks
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

CRE-concentrated banks decline in Q2

But regulatory focus continues as CRE growth rate stays ahead of other categories
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