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Credit Risk

Have we learned our lesson from the 2008 financial crisis? How do we ensure it doesn’t happen again?
Banking industry expresses lukewarm enthusiasm for small-dollar lending
Business loan ratings must reflect early warning thinking
Agency updates its national bank risk agenda
New bulletin meant to send signal of agency acceptance
Debt management ability found among users of payday and other short-term credit
Human element takes time and effort to train
Delinquencies up, but overall performance positive
4 in 10 plan to outsource new rule’s requirements
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