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S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

CRE relief coming?

Regulators aim to make commercial real estate lending easier via threshold and appraisal shifts
Complete honesty in security answers may be missing the point, when answers to common questions can be easily found on the web.

Can websearch reveal your security answers?

It’s possible everyone can find your mother’s maiden name
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

Double-digit ROEs in sight for U.S. banks

Rising rates improves outlook for institutions
Avoka’s Don Bergal provides three tips on improving digital sales in the wake of research demonstrating how far behind many banks remain.

Big bank digital sales hardly “agile”

Slow, disconnected, and steeped in outdated technology—study’s findings of most mobile and online offerings in a nutshell
Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Payments tech goes berserk

Prepaid cards; P2P; mobile wallets; social media; voice-activated buying; virtual reality—can anybody spare a dime?
Imagine the smart device as one of several funnels that the bank pours its key elements into and you begin to get where PwC's suggested strategy begins.

Can “wrap and digitize” take you into digital age?

No simple feat, creating a digital bank around a traditional core may be path for most
Many times what's called a "partnership" is really a vendor relationship.

Partner or vendor? Why it matters in fintech world

Each relationship carries implications that drive operations, and are driven by strategy
With a nod to pop music, veteran John Byrne’s blog scans the anti-laundering and anti-terrorism world. John pierces silliness and inconsistency, and strongly believes in private-public partnership.

“Imagine”*

… if we could actually address an issue without bringing our baggage
The Unbanking Of America: How The New Middle Class Survives. By Lisa Servon. Houghton Mifflin Harcourt, 178pp.

Living in Pottersville

Book Review: Industry critique asks good questions, gives simplistic answers
The post-recession tide did not lift all boats to the same degree, according to research by Moebs Services.

Banking’s great loan gap

Only efficient lenders have left the recession behind
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