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Bank tech trends can make your head spin. So each week longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Don’t zzzzzz through Gen Z

Gen Z is for real—and you need to deal with it
With a nod to pop music, veteran John Byrne’s blog scans the anti-laundering and anti-terrorism world. John pierces silliness and inconsistency, and strongly believes in private-public partnership.

“Helplessly Hoping?”*

Need for a true "culture of compliance" greater than ever
FinCEN sends message on virtual currencies

FinCEN sends message on virtual currencies

$700,000 fine in first civil enforcement action against virtual currency exchanger
Brake on merger pace

Brake on merger pace

SNL Report: M&A deals being slowed as regulators seek a culture of compliance
Have we slimmed credit training too much?

Have we slimmed credit training too much?

Efficiency’s great—but lenders must know their jobs
Aug. 1: Countdown to TRID

Aug. 1: Countdown to TRID

TILA-RESPA implementation, as month-by-month timeline
Will virtual money change interbank settlements?

Will virtual money change interbank settlements?

Fed strategies paper raises possibility
Avoiding loan portfolio fire alarms

Avoiding loan portfolio fire alarms

Portfolio “trigger points” create an early warning line for credit management
Millennials emerge as super-savers

Millennials emerge as super-savers

Survey says they outrank other generations
Consumers move for mobile

Consumers move for mobile

Banks see a young and mobile switcheroo
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