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Mortgage rates dropped to 7.08% on 30-year fixed-rate mortgages from 7.18%
The regulator found servicers charging illegal junk fees and violating loss mitigation rules
The report could have been worse as some feared even higher inflation reports
Analysts believe that some of the smaller U.S. banks have too much exposure to commercial real estate
Interest rates remain top concern for first-time homebuyers
The new loss mitigation home retention option will help those falling behind on mortgage payments
Interest rates on 30-year fixed rates approaching 6.5%
Analysts believe that inflation may fall even quicker than expected
The program allows CFPB to authorize parameters for in-market testing of alternatives to required disclosures
While housing demand increased, it was still more than 20% below this time in 2022
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Optimizing Payment Rails:
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