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During a briefing about risks faced by national banks, Comptroller Joseph Otting discussed the status of the OCC fintech charter proposal.

Update on fintech charter and other fintech developments

Comptroller Otting indicates market shift may influence policy decision
Using a bank holding company structure can help your community bank in several ways, and now more banks can utilize the "small bank holding company" variation.

Forming small BHCs just got better

New bank law makes longstanding advantages available to larger players
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

De novo organizers following the crowds

New banks begin sprouting again
Today's technology goes beyond what was seen on the original "Star Trek," set in the 23rd century. Obvious and mediocre won’t be found here—but “Why didn’t I think of that?” will! Challenging the banking status quo is Dan Fisher’s personal mission.

It’s a sci-fi world!

Issues once as strange as fiction become fact
Digital transformation remains headache for many banks

Digital transformation remains headache for many banks

Legacy systems, organizational culture pose hurdles
Family-owned banks come with all kinds of issues. Jeff Gerrish says acknowledging the realities of family ownership proves essential now and when control comes to the next generation.

5 family bank myths that must be shattered

 ...without leaving the next generation with a scrambled nest egg
“There’s really not much that indicates we’ve learned anything new over the last several cycles,” says veteran lender and CEO Ed O’Leary. He aims to fix that.

Where will lending talent grow?

Human element takes time and effort to train
With a nod to pop music, veteran John Byrne’s blog scans the anti-laundering and anti-terrorism world. John pierces silliness and inconsistency, and strongly believes in private-public partnership.

“You can’t always get what you want”*

SARs are confidential—period
“There’s really not much that indicates we’ve learned anything new over the last several cycles,” says veteran lender and CEO Ed O’Leary. He aims to fix that.

Culture: What you expect, what you accept

There’s your code of conduct, and then everyday business life. Do they synch?
The return of something more like "normal" for new-bank chartering has expert Jeff Gerrish tuned to a new rythym.

De novos: They’re playing my song

Community bank believer thinks more new charters are coming
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