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Mortgage delinquencies keep falling

Mortgage delinquencies keep falling

Level now half of crisis peak rate
HELOCs: Will weather be better than the forecast?

HELOCs: Will weather be better than the forecast?

New TransUnion study adds perspective on “end of draw” issue—plus update from OCC
CFPB sends, gets messages at ABA Summit

CFPB sends, gets messages at ABA Summit

ABA’s Plagge warns against killing credit
ATR/QM compliance: Document, document, document!

ATR/QM compliance: Document, document, document!

Good news is, better process helps in many compliance areas
Surviving new mortgage rules’ Year 1

Surviving new mortgage rules’ Year 1

Tip #1: Do what Compliance told you
Consumers need help understanding mortgages

Consumers need help understanding mortgages

Only one third of consumers say they really grasp mortgage features
Does new CFPB mortgage disclosure comply with Truth in Lending Act?

Does new CFPB mortgage disclosure comply with Truth in Lending Act?

Form’s longer, but key items are missing
You might think, “If you can’t foreclose, you can’t lend,” but lenders are still making mortgages even where they can’t seize homes. However, the pace is slower in such locales.

Mortgages made, even when courts slow recoveries

SNL Report: Despite bloated foreclosure pipelines, lending continues in judicial metros
CFPB Mortgage Regs: Understanding the risks behind business decisions

CFPB Mortgage Regs: Understanding the risks behind business decisions

ABA phone briefing sets up management/board deliberations
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