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Consumer Compliance - Banking Exchange
New proposal would also reduce paperwork burdens
Consumers are also cutting back on essential and nonessential spending to cover costs
Growth attributed to increased demand for convenient and flexible payment methods
Group says banks and fintech firms will struggle with changes to personal financial data rights
The new rules will outline the requirements for recognition in the industry
Consumer spending on credit cards and debit cards have only grown by 3.5% year over year
Consumers have been granted the right to dispute buy now, pay later lenders
The announced adjustments are effective July 1, 2025
Many providers charge complex and costly maintenance and exit fees
Less than half of customers are “certain” they will remain with their bank over the next 12 months
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