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Checks/Remote Deposit Capture - Banking Exchange
More than half of consumer loans paid by check, cash
Lenders focus on security and fraud mitigation
Paper out, digital in for business payments
Electronic B2B now mainstream, companies say
“Click, click”: Millennials prefer mobile capture
… of everything, that is. Call ‘em smart cameras, not smart phones
Mobile capture beyond checks
Bill, receipt data capture provides customer convenience
Mobile RDC seen taking off
Implications seen for branches
Mobile RDC terms found wanting
Pew research advocates clearer disclosures
Fed changes ACH, commercial check postings
Revisions take effect July 2015
Guarding against double remote capture deposits
Feature requires more info in endorsement area
Mobile remote deposit gaining in popularity
ABA survey finds 13% use it at least once a month
NACHA adopts new rules to improve ACH network quality
Amendments deal with outlier originators, unauthorized transactions
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