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Bank tech trends can make your head spin. So each week longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

What’s up with Android Pay?

Paying with mobile closer to ubiquity
This is part 1 of a two-part report based on a briefing about data breaches conducted by Travelers.

When data breaches hit Main Street

Part 1: Hacks beyond the headlines kill businesses
Personal financial management is one of the areas improved in the latest iteration of Bank of the West’s online banking service.

Site redesign, for people and devices

Bank of the West revamps online banking for ease and utility
Get UDAAP early warnings from inside tipsters

Get UDAAP early warnings from inside tipsters

Best judges of what looks like a problem likely already work for your bank
SNL Financial is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the subscriber side of SNL Financial's website.

Deposit costs remain low for US banks—for now

SNL Report: How long will nearly 0% savings account cost continue?
With a nod to pop music, veteran John Byrne’s blog scans the anti-laundering and anti-terrorism world. John pierces silliness and inconsistency, and strongly believes in private-public partnership.

“I read the news today, oh boy”*

A day in the life of AML, from soccer scandals to former legislators to terrorists
SNL Financial is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the subscriber side of SNL Financial's website.

SIFI proposal unlikely to be big bank “game-changer”

SNL Report: Shelby’s bill has long way to go, too
“What have we learned?”

“What have we learned?”

How every bank could learn from past credit mistakes by systematic self-examination—without finger pointing
Thinking through risk-adjusted loan pricing

Thinking through risk-adjusted loan pricing

A straightforward approach for community banks
NACHA approves same-day ACH

NACHA approves same-day ACH

Shift to be phased in beginning September 2016
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