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“There’s really not much that indicates we’ve learned anything new over the last several cycles,” says veteran lender and CEO Ed O’Leary. He aims to fix that.

Let’s make 2017 year of reputation regained

Considering a new “C” of credit—lender character—brings introspection and hope
New research from TransUnion probes the future for consumer credit.

Delinquencies to rise for auto loans, credit cards

Higher rates, more subprime borrowing to drive 2017 increase
ALCO Beat articles featured exclusively on bankingexchange.com are written by the asset-liability management experts at Darling Consulting Group.

Banks for sale! Buyer beware!

More banks may go on the block soon. Go into deal making with a level head
They may have a ticket to ride, but how they pay for it is still frequently cash. A new study from ACI Wordwide suggests transportation providers must make the switch worth passengers' effort to change.

Riders slowly getting onboard new payments

Cash still preferred by transit customers, but new methods have potential
Obvious and mediocre won’t be found here—but “Why didn’t I think of that?” will! Challenging the banking status quo is Dan Fisher’s personal mission.

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Some processors take away choice—and bank income. The Wombat takes issue
Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

8 tech terms you may not know

It’s important to at least begin to get familiar with them. Good luck.
New research from TransUnion separates facts versus fiction of fintech lending.

How do marketplace loans perform?

Fintech lenders’ practices evolve, nearing bank-level results
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

Flow of refis to trickle down

Mortgage rate spike shutters refinance boom
Consumer Financial Protection Bureau made it clear four years ago that reverse mortgage advertisign was under scrutiny.

CFPB cites reverse mortgage firms for deception

Three companies accused of making false ad claims
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

Reserves—a weighty decision

Banks cut provisioning despite uptick in credit quality concerns
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Banking Exchange Interview with
Rachel Lewis of Stock Yards Bank

As part of the Banking Exchange Interview Series we and SkyStem are proud to present our interview with Rachel Lewis, Assistant Controller at Stock Yards Bank & Trust.

In this interview, Banking Exchange's Publisher Erik Vander Kolk, speaks with Rachel Lewis at length. We get a brief overview of her professional journey in the banking industry and get insights into what role technology plays in helping her do her work.

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