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ABA and CBA Express “Serious Concerns” Over Proposed CFPB Nonbank Regulations
The banking organizations wrote to the CFPB about the proposed redefinition of digital assets
Credit Card Debt Numbers Rising According to Bankrate
Almost 50% of all credit card holders are carrying credit card debt
Projections for Lower Interest Rates Will Impact Banking Decisions in 2024
Analysts believe that inflation may fall even quicker than expected
Credit Card Satisfaction Among Small Businesses Higher Than Pre-Pandemic
The new survey found small businesses are spending an average of $13,000 per month on their credit cards
Majority of Americans Reliant on Credit Card Rewards During Holidays
Electronic Payments Coalition survey found that most Americans currently have a credit card with a rewards program
Mortgage Applications Increase along with Credit Card Debt
While housing demand increased, it was still more than 20% below this time in 2022
CFPB Proposes Extending Supervision to Nonbank Payment Providers
The regulations would ensure nonbank financial companies adhere to the same rules as large banks and credit unions
American Consumers Optimistic Despite Financial Pressures
Survey shows significant majority of consumers expect to reach financial prosperity in the next 10 years
Bank of America Report Finds Wealthy Most Pessimistic While GDP Rises 4.9%
Consumer spending, government spending and residential investments were the catalysts for growth
ABA Criticizes Proposed CFPB Rule On Personal Finance Data
The ABA has warned of concerns over implementation costs
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