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Retail Banking

Security concerns, lack of a compelling reason seen blocking acceptance
Cost is lower that basic checking account fee
Already, 12.5 million Americans use mobile bill pay
Survey shows 50% increase in mobile banking; double- and triple-digit growth in online sales
Rising personal credit tide predicted by risk managers
Book Review: Good basic guide to engagement for bank gamification newbies
SNL Report: Q3 on par with Q2 as downsizing mounts
The best bank sites, however, still are significantly better than the bottom sites
Most wait until December to do major gift buying
Weakest link seen in the lack of dedicated internal resources
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