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John Ginovsky

John Ginovsky

John Ginovsky is a contributing editor of Banking Exchange and editor of the publication’s Tech Exchange e-newsletter. For more than two decades he’s written about the commercial banking industry, specializing in its technological side and how it relates to the actual business of banking. In addition to his weekly blogs—"Making Sense of It All"—he contributes fresh, original stories to each Tech Exchange issue based on personal interviews or exclusive contributed pieces. He previously was senior editor for Community Banker magazine (which merged into ABA Banking Journal) and for ABA Banking Journal and was managing editor and staff reporter for ABA’s Bankers News. Email him at jginovsky@sbpub.com.

Digital skills gap, always present, may continue to widen
Customer experience expectations soar faster than banks can keep up
Human-machine collaboration will prove crucial
It’s the pace of change that flummoxes banks
Tools for making digital transformation easier underlie multitude of new products and services
Seen disrupting same-day ACH, meeting customer demand, and boosting bank revenues
Public-private collaboration remains fundamental to resolving myriad issues
Focusing on protecting privileged accounts and consolidation defenses might be the next, best answer
Payments, AI, blockchain, and more poised for quick advances
Example: "Steganography" has nothing to do with stegosauruses, but it could still trample your cyber defenses
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