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Talking Credit

“There’s really not much that indicates we’ve learned anything new over the last several cycles,” says veteran lender and CEO Ed O’Leary. He aims to fix that.

Industry could be in for some genuine change
Upbeat talk concerns a veteran cloud-watcher
Banks need to lock down the cowboys
First thing you must do is decide, “What is my job?”
Snapping up aces from other lenders may not always work
Taking a personal inventory, plus 4 tips for survivors
Sky isn’t falling—but don’t miss the weather forecast
Finding new ways to make bad loans shouldn’t be industry’s creative avenue
The directors’ report contains lessons for all managers and board members
As industry hierarchy evolves, lenders must decide what’s most important to them
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