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John Ginovsky

John Ginovsky

John Ginovsky is a contributing editor of Banking Exchange and editor of the publication’s Tech Exchange e-newsletter. For more than two decades he’s written about the commercial banking industry, specializing in its technological side and how it relates to the actual business of banking. In addition to his weekly blogs—"Making Sense of It All"—he contributes fresh, original stories to each Tech Exchange issue based on personal interviews or exclusive contributed pieces. He previously was senior editor for Community Banker magazine (which merged into ABA Banking Journal) and for ABA Banking Journal and was managing editor and staff reporter for ABA’s Bankers News. Email him at

Example: "Steganography" has nothing to do with stegosauruses, but it could still trample your cyber defenses
Bank hit with $4.6 million fine, other sanctions
Before boarding the bandwagon, pick one with the right features
Task force sets goal. But still needed is framework for collaboration and much more
Relationships matter, but their nature and parties’ roles are changing
Coming soon: Cardless cash withdrawals
Real-time, cloud, industry standards, and banker-vendor partnerships play big part in core system development
Real-time payment tops the list, but future demands careful and complex decision making
OCC and CSBS butt heads at payments meeting (updated)
This as-yet underserved demand has increasingly affordable supply sources, through bank-fintech partnerships
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